AIS 1.4.2
As an account aggregator, you retrieve the banking information of your clients with their consent in order to offer an optimized user journey. By accessing their banking data, you enable them to quickly obtain an overview of their financial situation.
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Benefits
As an example, discover what the AISP product can offer to your clients:
Global view
The financial activity data (transactions) is updated in real time.
Key features
This is a DSP2 regulatory product built on the STET standard. It incorporates the concept of strong authentication, allowing a client to grant access to their banking information through their consent. The product offers various actions available instantly:
Account balances
Enable the account' balances consultation
Transactions
The list of transactions: details, dates, etc.
Identity
PSU identity: account holder name
Beneficiaries
The list of beneficiaries: name, IBAN, date of registration, BIC, address, etc.
Accounts
The list of checking accounts: IBAN, account opening date, immediate debit or deferred debit card transaction
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Use case
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As an aggregator with the required approval, simply aggregate your clients' accounts and access their database thanks to the regulations linked to PSD2.
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