CBPII API (PSD2)

As a payment service provider issuing card-linked payment instruments, you collect your customers' banking information in order to verify the availability of bank funds.

Associated Product

CBPII 1.4.2

As a payment service provider issuing payment instruments linked to a card, you obtain real-time confirmation of funds availability.

Learn more

Challenge

How to make finance management easier?

As a payment service provider that issues card-linked payment instruments ("CBPII" role) benefiting from the authorization required, benefit from a regulatory solution linked to the DSP2, reliable and secure.

Solution

CBPII API (PSD2)

European Directive 2015/2366 regarding payment services in the internal market, called PSD2, as well as its delegated regulation 2018/389 have brought many changes, including that of securing and regulating the exchange of certain data between payment services providers.

From now on, payment service providers who issue card-based payment instruments ("CBPII" role) can check in real time the availability of funds in a customer's account.

Exchanges' supervision

The opening of banking data is secured and regulated.

Products that might interest you

PSD2TPPPayment

PIS 1.4.2

As a payment initiator, you enable your clients to make transfers in order to facilitate online transactions and ensure an optimal customer experience.

Learn more

PSD2TPPAccount

AIS 1.4.2

As an account aggregator, you retrieve the banking information of your clients in order to offer an optimized user journey.

Learn more